Modelo 720 March deadline – What do you need to do?

Modelo 720 – or Form 720 – is an online declaration Spanish residents may need to complete each year.

The cost of living longer

The cost of living longer can be a concern with today’s increased life expectancy. With retirement potentially lasting decades, how…

The UK State Pensions and voluntary National Insurance contributions – changes from April 2023.

We recommend that anyone under the UK State Pension age check their entitlement before April this year.  Once the new…

Are your savings and investments suitable for you today and your future plans?

Investment planning can help to determine whether your savings and portfolio are held in a way that is suitable for…

Tax freedom day – how much of your income do you lose to tax?

Tax freedom day varies greatly by country, but good tax planning can help reduce your tax burden, wherever you live.…

Understanding UK pensions – 6 key things you need to know

Understanding pensions can be a little difficult with all of the complexities involved. This article briefly clarifies six key things…

4 key benefits of effective tax planning

As well as a lower tax bill for you and your heirs, strategic, effective tax planning can help provide estate…

The multi-manager investment approach – specialists vs generalists

Multi-manager investment enables your portfolio to be managed by several different fund managers, each selected for their expertise in specific…

Inflation concerns today and planning for the future

Inflation is causing concern in across the EU and in the UK. It has been climbing steadily since last summer,…

How UK investments are taxed in Spain

How are UK investments taxed in Spain? And is it worth reviewing the current structures of your assets to see…

Do you still have bank accounts, or savings and investments, in the UK?

UK-based banks continue to ask EU-resident clients to close their accounts following Brexit, and now National Savings & Investments is…

Retirement in Spain – 8 key steps to take before and after your move

Plan for a successful retirement in Spain by following these 8 keys steps to take before and after your move. …

How significant is the impact of inflation on your savings?

Inflation is surging in both the EU and the UK. Since even low levels can impact your savings over the…

Do You Have An Account With Nationwide International?

  Nationwide International is shutting its doors in summer 2017, and will start closing accounts from the beginning of the…