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If you’re a UK national moving to, living in or returning from Spain, the right tax and financial advice can make a huge difference.

Our team of specialists based across Spain, Malta and London work closely together to provide tailored tax advice and financial planning solutions to expatriates living throughout Spain.

  • Our spain Offices
  • San Pedro, Estepona, Cádiz, Huelva, Ayamonte
  • Nerja, Málaga, Mijas, Marbella, Nueva Andalucía
  • Alicante (South) to Almería
  • Alicante (North), Costa Blanca and Costa Brava (North)
  • Balearic Islands
  • Canary Islands
  • Madrid
Our Advisers

Testimonials

Private Client Review
"Very professional review with David and gave us an honest opinion on the current world crisis when asked. Suggesting ways to improve our investment overall my Husband and myself were impressed with David as we had never met him before being new to the role of Private Client Manger. But we found as usual with previous Client Managers all very knowledgeable and very polite and courteous."

14 Apr 2026 | Diane Hackett | Trustpilot

26 years of sound advice
"I have been a client of BF for 26 years and have had dealings with many partners and client managers during that time. I have found their advice and recommendations to be first rate and invaluable. I would have no hesitation in recommending them. My wife and I have review meetings at least once a year and my client manager is always available for any ad hoc advice and assistance. It is important to take advice from experts in the country that you are relocating to, rather than those in the country where you are locating from."

03 Mar 2026 | Graham Rogers | Trustpilot

Advice on inheritance
"I was looking for advice on inheritance tax between Spain and the UK, and Alfonso Sanz was extremely helpful. He explained the regulatory framework clearly and made the implications for our situation easy to understand. I found him very customer oriented and attentive throughout the process. Excellent service and very helpful—thank you, Alfonso."

9 Apr 2026 | Marc-Frédéric Lupinez | Trustpilot

"Our first meeting with our new Private Client Manager, Tyrone Peters, was very informative and up to date. All our questions were answered quickly, as well as supplying us new options that we will certainly give our further consideration. Thank you again."

4 Jun 2026 | Rosemary Gill | Trustpilot

"We had been with Blevins Franks for over 20 years, when I lost my husband in 2021. He was the one who always dealt with Blevins so when I was suddenly having to do all the finances on my own it was very daunting. I should not have worried everything went through so smoothly and was explained in a way that made me feel secure. My annual meetings with Cara give me peace of mind, that everything is being done to help me and I come away from them feeling completely satisfied with the advice that I have been given. Thank you Blevins for your support."

12 Jun 2026 | Penny Levicount | Trustpilot

"I’ve been a client of Blevins Franks for the last few years having been recommended by a friend. I moved from the UK and needed help to sort out my finances. Chris McCann guided me through the process advising the best route for me to take. During this time on a day to day level, Ben Smedley who works with Chris has also been advising me and we’ve been working well together. I’m extremely happy with their service. They’re efficient and always have a solution to my issue. I trust Chris and Ben and have complete confidence in them. I’d recommend them to those in need of professional advice."

29th April 2026 | Ruth Katz | Trustpilot

"We have been involved with the Mallorca office for over 10 years and have received excellent service and advice during this time. Our personal adviser, Alejandro Pozuelo, is always available for advice and is someone we feel happy to consult with whenever necessary. We have absolutely no hesitation in recommending Alejandro together with the office in general as they have always had our best interests in mind."

5 Feb 2026 | Glyn Dickenson | Google

How You're Taxed in Spain

The Spanish tax regime is quite different from the UK’s, and the country’s regional governments can adjust certain rates and rules, resulting in notable variations between the regions. It is important to understand your regional tax system to avoid paying more tax than necessary.

As well as income tax and capital gains tax, there’s an annual wealth tax for residents assessed on worldwide assets, and even non-residents can be liable for taxes when buying or selling property.

Even so, with our expert, personal advice Spain can be a very tax-efficient place to live, especially if you’re retired.

 See more about tax planning

Estate Planning for Spain

Spanish succession tax works very differently from UK inheritance tax. While spouses or children can benefit from 99% relief in some regions, stepchildren, for example, can face extremely high tax rates. ‘Forced heirship’ law means that your spouse and children automatically inherit a pre-determined proportion of your estate, unless you have opted for UK law.

Succession planning in Spain can be complex and may lead to unintended consequences. With our expert advice, careful planning will help you achieve your wishes and secure the most favourable tax treatment.

 See more about estate planning

UK Pension Planning in Spain

Reforms in both Spain and the UK mean it’s important to carefully consider all your options for accessing UK pension savings. We can guide you through the pros, the cons and the tax implications of each option, so you can make a fully informed decision.

  See more about pension planning

Investment Advice for Spain

Our specialist expertise can make sure your finances are structured as tax efficiently as possible for Spain, with a strategy personalised to your situation and objectives.

We have access to some of the world’s best investment managers, ensuring your money works as hard as it can for you.

See more about our investment services

Speak to Blevins Franks to take full advantage of the tax and investment opportunities available to British expatriates living in Spain. 

Arrange a free consultation with a local adviser. 

Arrange a FREE Consultation

Tax rates, scope and reliefs may change. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; individuals are advised to seek personalised advice.

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Buying property in Spain? 6 tax issues to be aware of

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More Spain News
The Blevins Franks Guide to Living in Spain

Living in Spain, buying a Spanish property or planning to move there? Our paperback guide pulls together the key tax and financial information you need to know to make your life in Spain as tax-efficient and seamless as possible.

Buy Book
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Blevins Franks has been providing specialist financial advice to British expatriates across Europe for 50 years. Our expertise covers tax, estate planning, pensions and investment management to offer a genuinely holistic approach to financial planning.
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Gasan Centre, Triq il-Mergħat, Zone 1, Central Business District, Mrieħel CBD1020
+44 (0)20 7389 8133 Make an Enquiry

We want people to be able to easily access and understand the information we provide, so if you need further help to access information on this website or key documents in a different format or setting, please contact us via your Blevins Franks adviser, by email or by phone.

[email protected]   +44 (0)20 7389 8133.

Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731, to provide advice in the UK. Blevins Franks Wealth Management Limited (BFWML) is authorised and regulated by the Malta Financial Services Authority, registered number C 92917 to provide advice in Malta and other EU countries in line with its [IDD and MiFID] passporting permissions. It is authorised to conduct investment services under the Investment Services Act and authorised to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. BFWML also provides taxation advice; its tax advisers are fully qualified tax specialists. Blevins Franks Trustees Limited (BFTL) is authorised and regulated by the Malta Financial Services Authority for the administration of trusts, retirement schemes and companies. BFFM, BFWML and BFTL are all part of the Blevins Franks Group Limited (BFGL) whose registered office is Gasan Centre, Triq il-Merghat, Zone 1, Central Business District, Mriehel CBD1020, Malta. This promotion has been approved and issued by BFWML and BFFM for respective use in the EU and UK.

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