United Kingdom

If you’re UK-based and plan to remain a UK tax resident, navigating the country’s complex and evolving tax environment is critical to preserving your wealth and achieving long-term financial security.

Our specialist advice goes beyond routine tax compliance. We help individuals and families structure their finances efficiently in light of UK income tax, capital gains tax, inheritance tax and pension regulations. With rising scrutiny on investment structures and shifting HM Revenue & Customs guidance, a proactive and informed strategy is more important than ever.

Our team includes chartered tax advisers and regulated financial advisers with decades of experience advising UK-resident individuals, especially those with international ties or cross-border assets. We work closely with you to:

• Optimise your income and capital gains through tax-efficient structures
• Ensure your pension and investment holdings align with current UK tax rules
• Review your estate planning arrangements to minimise future inheritance tax liabilities
• Adapt your strategy in light of legislative changes or evolving residency/domicile rules

Whether your affairs are straightforward or highly complex, we’ll ensure you’re not paying more tax than necessary while preserving flexibility and compliance.

Whatever your reasons for returning to the UK, it’s important to give yourself enough time to review and reorganise your affairs so that the financial implications work in your favour.

We can help you resolve the key issues:

• When will you become liable for UK tax again?
• Can you be flexible around the timing of your return?
• How should you restructure your finances for tax efficiency?
• How can the long-term residence system that replaced domicile benefit you?
• When should you buy or sell a property in either country?

With our professional, personal advice, you can avoid punitive tax implications and make use of tax-efficient opportunities in the UK – potentially including some which are unavailable to UK residents.

If you’re planning to relocate to Europe, take advice before your move – not after. This is key to unlocking cross-border tax efficiencies.

We can help you assess:

• When and where UK tax liability ends and overseas liability begins
• How to structure savings, pensions and investments pre-departure
• Key timing decisions around buying or selling property

Countries like France and Spain offer opportunities, if approached correctly. Portugal, Cyprus and Malta also have attractive regimes. Early planning is very important to ensure a smoother, more tax-efficient transition abroad.

If you need further help to access information on this website or key documents in a different format or setting, please contact us via your Blevins Franks adviser, by email via [email protected] or by phone on +44 (0)20 7389 8133.