The Expat Chapter France episode 3 – The 2027 pension tax trap & French succession pitfalls

France, Pensions, Succession
24.07.26
0:00
/

On the third episode of The Expat Chapter France, Rob Kay, Tom Marron and James Griffiths discuss critical financial updates and estate strategies in “The 2027 pension tax trap and French succession pitfalls.”

In this episode, we cover:

  • The 2027 Pension Trap: James and Tom detail the radical UK inheritance tax changes coming to defined contribution pensions in April 2027 and the heavy double-taxation impact for retirees over age 75.
  • French Marriage Regimes: Tom explains how your choice between communauté universelle and séparation de biens directly impacts how assets are divided and inherited by a surviving spouse.
  • Cohabitation Pitfalls: James highlights a cautionary example of why unmarried couples face severe forced heirship rules and major housing risks without early planning.
  • Bypassing Forced Heirship: Practical ways French residents can navigate local inheritance restrictions and flexibly designate beneficiaries using tools like Assurance Vie and national law elections.
  • French Succession Tax Overview: Tom breaks down the staggered French inheritance tax rates and why France can actually be far more tax-favorable than the UK when structured correctly.

Also available on

Spotify – https://bit.ly/expatchapterfrancespotify

Apple Podcasts – https://apple.co/4vg6yfr

YouTube – https://bit.ly/expatchapterfranceYouTube

Podbean – https://bit.ly/expatchapterfrancePodbean

 

If you have any questions on the podcast topic contact Blevins Franks today.

Tax rates, scope and reliefs may change. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; individuals should seek personalised advice.

Share this page
Blevins Franks has been providing specialist financial advice to British expatriates across Europe for 50 years. Our expertise covers tax, estate planning, pensions and investment management to offer a genuinely holistic approach to financial planning.
Make an Enquiry
28 St James’s Square, London SW1Y 4JH
Gasan Centre, Triq il-Mergħat, Zone 1, Central Business District, Mrieħel CBD1020