Get the most out of living in France with our guide book

21.05.18

Please note that this article is over six months old. While Blevins Franks takes care to make sure that information is accurate on the date of publication, some content may change over time. You should not rely on the accuracy of legislation and tax information in this article; take professional advice for your circumstances.

The Blevins Franks Guide to Living in France answers questions about French taxation, tax planning opportunities, pensions and more.

There are many attractions and advantages to living in France. However, there are some drawbacks too, such as unfamiliar local bureaucracy and a complex, expensive and frequently changing tax regime.

To get the best out of living there, your financial planning should be specifically set up to work well and provide advantages in France, while taking your family’s situation into account. You need to understand how the various French taxes impact you – social charges and the succession tax rules can be an unwelcome surprise for British expatriates – and how you can use the rules to your advantage.

French succession law, with its forced heirship regime, is also unfamiliar for UK nationals. You need to understand how this can impact your family, what your options are to avoid it and which would work best for you.

Establish what the best savings and investment strategy is for you now, with your changed circumstances, and look at how all the options for your UK pension funds would work in France, from a general and tax perspective. Consider also capital gains tax on selling your UK assets and if you can avoid it.

The sooner you get your financial planning sorted, the sooner you can get on with enjoying your life in France.

The Blevins Franks Guide to Living in France has been written to provide UK nationals with the key information they need regarding tax and wealth management in France. It is useful whether you are at the planning stages of moving to France, are a new arrival or have been living there a while, or if you own a French holiday home. It is also helpful for those returning to the UK.

The new, Edition 9 is now available. It has 25 chapters (almost 300 pages) covering a range of topics, including:

•    Purchasing French property
•    Who should own the property
•    French residence
•    Income tax and social charges in France
•    French capital gains tax
•    Property wealth tax
•    French succession tax
•    French succession law
•    Dying in France
•    Assurance Vie and French taxation
•    Trusts and French taxation
•    The French healthcare system
•    Pensions, QROPS and QNUPS
•    Shedding UK residence
•    Avoiding UK capital gains tax
•    Your UK home while living in France
•    UK inheritance tax

Blevins Franks has been providing specialist advice to British expatriates for decades. The Blevins Franks Guide to Living in France is based on our vast experience and deep understanding of expatriates’ financial planning needs. Get your Guide to Living in France here

Do you have any questions about moving to and living in France? Ask your local financial adviser

Tax rates, scope and reliefs may change. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; individuals should seek personalised advice.